We would never buy from Swiss America again nor would we recommend them. My husband and I researched buying gold and asked a lot of questions since we were buying a significant amount. We were heavily persuaded to buy numismatic coins for reasons we later learned were absolutely false. In addition, we paid an exorbitant spread for our coins. We felt very taken by Swiss America and even more disappointed that they were "highly recommended" by the Christian Broadcast Network (CBN). HUGE DISAPPOINTMENT and HIGHLY REGRET OUR PURCHASE. Stay away from Swiss America.